How do you begin the restoration process? What actions must you take to repair your roof at a reasonable cost? Tar Heel Construction Group prioritizes education. Therefore, we decided to provide a simple guide on storm damage roof repairs. These helpful measures will get you on the right track to thoroughly restoring your roof and preparing it for any forthcoming storms.
Examine the Damage with a Local Roofing Contractor
In order to repair your roof damage, you must first evaluate the degree of the damage. You may have a general sense of where the storm damage happened, but you must confirm the exact nature of the damage. We recommend hiring a professional roofer for a thorough check because you are not a roofer. Just make sure your roofing contractor in Cecil County specializes in storm damage roofing restoration.
Your roofer will inspect your roof for common symptoms of wind, hail, and storm damage, which may include:
- Small divots and hits create distinct patterns on your shingles, flashing, and other roofing components
- Large granule mounds at the end of your downspouts
- Shingles that are cracked, damaged, or absent
- Water damage to your ceilings and walls on the inside
Your roof repair contractor will use their years of knowledge to identify all symptoms of storm damage on your roof. Following the completion of their thorough investigation, they will provide explanations for their findings and recommend the next steps.
Make a Storm Damage Claim
You can make an insurance claim with your provider if your roofing contractor confirms that storms have damaged your roof. This is a critical stage in your roof restoration that should not be overlooked. After all, your homeowner’s insurance policy is in place to help you with property repairs, so there is no reason not to use it right now.
When you file a claim with your insurance company, an insurance adjuster will be dispatched to verify the losses. We recommend that you schedule a time for both your adjuster and contractor to be on-site at the same time. This way, your roofer in Cecil County can address any issues you have about the adjuster’s findings. If there are any disagreements, you must take your claim to appraisal to ensure that the dispute is resolved and that the full extent of your storm damage is covered.
If your claim is approved, you will be paid by your insurance company to cover the restoration costs. The entire amount of your reimbursement will be determined by the findings of the adjuster and your insurance policy. You will get a payout to cover either the actual cost or the replacement cost of your repairs, depending on your coverage. The primary distinction between these two figures is that the actual cost value deducts depreciation from the replacement cost.
Considerations for Additional Insurance
You do not want to be saddled with the entire expense for storm damage roof repairs. That implies you should do all possible to enhance your claim and reduce the chances of it being dismissed. To give your claim the best possibility of success, we urge that you:
Begin filing your insurance claim as soon as possible. The roof insurance claim procedure can be time-consuming, and if you wait too long, it may be difficult to link your roof damage to a recent storm. You will want to start this process as soon as possible after the storm.
Each and every detail should be meticulously documented. The more documentation you can give with your insurance claim, the more powerful it will be. Request that your roofing contractor meticulously documents all of their findings with photos, videos, and papers.
Learn about your homeowner’s insurance policy. We know it is not the most exciting read, but having a better understanding of your insurance will be quite beneficial when filing your claim.
Confirm Your Repairs’ Specifications
The roofing contractor and adjusters findings will be used to determine the scope of work. Once your claim has been completed, it is time to establish the final repair specifics in Cecil County, Maryland to thoroughly repair your roof storm damage. You will be able to nail down the following details by consulting with your local roof repair service:
- The timetable for repairing storm damage
- In addition, any extra restoration services (e.g., siding, gutters, etc.)
At this point, you may want to think about upgrading your roofing materials. If you want to avoid future hail damage, you might consider purchasing impact-resistant (IR) shingles. These high-quality IR shingles are built to survive severe winds of up to 110 mph as well as high-velocity strikes from hailstones of varying sizes.
Of course, if you decide to upgrade your shingles, bear in mind that you will be responsible for the additional expenditures. Your insurance reimbursement will only cover the projected costs of your previous shingles, with no adjustments for improvements.
Complete the Roof Repairs in Cecil County
Your storm damage repair contractor will begin work as soon as the details are finalized and the contract is signed. The roofers will bring all of the essential materials to your property and complete the repairs as soon as possible. Top roofers will put in place preventative measures to protect the remainder of your property while the repairs are being made. When the project is over, your roofing crew will clean up their work areas, pick up any fallen debris, and leave your property in pristine condition.
When your roofers submit the final invoice to your insurance carrier, the project will be considered completed. This will confirm that all work has been completed and signify the issuance of the final reimbursement check. You can now rest easy knowing that your home is totally prepared for the upcoming Maryland storms.
Get Top-Notch Storm Damage Roof Repairs
For decades, Tar Heel Construction Group has specialized in storm damage roofing in Cecil County. Our roofers are extremely skilled at identifying frequent symptoms of storm damage and fixing those areas with unrivaled artistry. We will use high-quality roofing materials to give excellent protection to your property. And our roofers will gladly address any roofing insurance questions you may have.
If your roof has been damaged by a storm or you are unsure, contact us now at (410) 638-7021 to schedule a FREE roofing assessment.